Cat Card Benefits

The Cat Card is a revolving line of credit. For example, if you work in a seasonal industry, there may be times during the year when it’s challenging to make a full payment on an equipment rental, a genset repair or something else you need to keep your business going.

With a revolving line of credit like the Cat Card, you can make low monthly payments when necessary, then pay in full when your finances allow. That flexibility helps your company make purchasing decisions and manage the financial obligations related to them more effectively.

As a business owner, you have many options to fund operations and secure credit. You probably already have business and personal credit cards in your wallet. So why should you choose the Cat Card?

What Makes the Cat Card Different?

Designed Specifically for Cat Users: Today’s Cat Card is just for businesses like yours, allowing multiple users on one account and expense tracking by job. And it’s the only card that comes with dedicated Caterpillar support. You get personalized service from a Cat Financial customer support team — people whose only goal is your success.

Access to Rewards and Special Offers: The Cat Card rewards you for being a valued customer. Eligible accountholders enjoy 1% rewards on all qualifying purchases (see cat.com/catcardrewards for terms and conditions). Plus, you get access to exclusive offers and promotions on parts, services and rentals. After you receive your card, check our current offers regularly to see what savings are available to your company.

Flexible Options: With statement billing, you receive one statement monthly that covers all transactions made within that period. With invoice billing, you immediately receive a separate bill that mirrors the dealer invoice for each transaction you make, plus a monthly summary of all paid and open invoices.

24/7 Account Management: Whether you need to manage your finances on the weekend or after the working day is done, or simply want to check on the status of a recent transaction, the Cat Card makes it simple.